5 Money Saving Tips
Lowering your outgoings can free up some extra cash to help pay off your loan and credit card payments. Help to shrink your debt with a few of these quick money saving tips.
1. Learn to freecycle. Check out your local freecycle board for free stuff and information on how to share second hand goods with your local neighbours. Freecycle is a community site set up to allow individuals to recycle their goods rather than dispose them as rubbish. Some notable finds include second hand furniture, television sets, coat hangers and everything in between.
2. Combine your utility bills - Often utility companies will lure in additional customers by offering discounts on gas / electricity and water supplies. You can do this by combining your utilities with one company, saving both money and time on managing your bills.
3. Borrow books from the library - Why spend a fortune on new books and cds when you can give them a test run at the library. Most libraries in the UK are completely free to use, so get yourself down there and find yourself something interesting to read!
4. Bike to work - If you live within a reasonable distance from work, consider buying a second hand bicycle and riding in every day. This has the added benefit of being good for your health, costing next to nothing to do and getting fit at the same time! I couldnt think of anything better, especially when the weather is so good!
5. Give up smoking - This is an obvious one, but cigarrettes can cost over £6 per packet. Ditch the habit and your health (and wallet) will thank you later.
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