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	<title>Debt Management Tips</title>
	<link>http://www.debtmanagementtips.co.uk</link>
	<description>Debt Management Tips, Financial Advice and Money News</description>
	<lastBuildDate>Fri, 26 Feb 2010 10:22:15 +0000</lastBuildDate>
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		<title>Saving money at university</title>
		<description>For students, saving money at University should be a priority aside from getting good grades and having a good time. Here are some ways to save money at University:

• Have a budget of your own - having a plan on how to spend the money aside from tuition fees and ...</description>
		<link>http://www.debtmanagementtips.co.uk/saving-money-at-university</link>
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		<title>An introduction to debt management</title>
		<description>Anyone's circumstances can change. Their income can go down, their expenses can go up, they might have a baby, move house, get a new job involving more travel… Whatever the reasons, the payments they could comfortably afford three years ago may be impossible to make today.

If that problem sounds familiar, ...</description>
		<link>http://www.debtmanagementtips.co.uk/an-introduction-to-debt-management</link>
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		<title>IVA (Individual Voluntary Arrangement) or Debt Management Solutions</title>
		<description>

While seeking debt solutions most people are debating between Individual Voluntary Arrangement (IVA) and Debt Management solutions. To learn which of the two options is best suited for you, read ahead and find out for yourself. Though both are capable of preventing you having to resort to bankruptcy.

Individual Voluntary Arrangement ...</description>
		<link>http://www.debtmanagementtips.co.uk/iva-or-debt-management-solutions</link>
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		<title>Is Debt Management Right for Me?</title>
		<description>If you are having trouble repaying your unsecured loans and can't see the proverbial light at the end of the tunnel then a debt management plan may be the best solution for you. Essentially, a debt management plan is an agreement drafted between a debtor and creditors to make debt ...</description>
		<link>http://www.debtmanagementtips.co.uk/is-debt-management-right-for-me</link>
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		<title>5 great places to hear free music</title>
		<description>Spending money on CD's, MP3's and vinyl when in debt is no longer a problem, as there are now hundreds of new places to hear, share and discover the next big thing. With the age of streaming now well and truely under way, there are plenty of places to get ...</description>
		<link>http://www.debtmanagementtips.co.uk/5-great-places-to-hear-free-music</link>
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		<title>Tackling Student Debt</title>
		<description>

As the new student year is on the horizon, many students will soon realise that university life is not cheap. Despite the increasing expense of further education, there are numerous was to stay in the black and enjoy yourself while you are at it!

If you are about to start university ...</description>
		<link>http://www.debtmanagementtips.co.uk/tackling-student-debt</link>
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		<title>Change your travel arrangements to help ease Debt</title>
		<description>When the purse strings are a little tighter, we can often continue with our normal travel routine and expect things to help themselves. However, this is somewhat unrealistic and can often push you further into debt.

Travel costs are on the rise, so consider your options before going to work or ...</description>
		<link>http://www.debtmanagementtips.co.uk/change-your-travel-arrangements-to-help-ease-debt</link>
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		<title>7 Quick Debt Busting Ideas</title>
		<description>[caption id="attachment_280" align="alignright" width="150" caption="7 quick tips to help save you a few pennies"][/caption]

If your finding yourself up against a mountain of debt, there are numerous ways in which to change your spending habits and get back on the right path to financial security. Outlined below are 7 quick debt ...</description>
		<link>http://www.debtmanagementtips.co.uk/7-quick-debt-busting-ideas</link>
			</item>
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		<title>Zilok - Peer 2 Peer Rental</title>
		<description>I recently stumbled across a rental site called Zilok, which effectively works as a peer to peer rental portal, where you and I can rent items to others in our local area. The concept works by allowing users to upload items to a specific category for a small fee, then ...</description>
		<link>http://www.debtmanagementtips.co.uk/zilok-peer-2-peer-rental</link>
			</item>
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		<title>Are your water bills furthering your debt?</title>
		<description>[caption id="attachment_264" align="alignright" width="150" caption="Excessive water wastage can increase your debt"][/caption]

Everyday we spend money unneccesarily on utilities, by leaving taps running, leaving that hallway light on or forgetting to turn down your heating during summer. All these things can contribute to a rising level of personal debt.

If you have been ...</description>
		<link>http://www.debtmanagementtips.co.uk/are-your-water-bills-furthering-your-debt</link>
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